Time Limits for Personal Injury Claims: Don’t Miss Your Deadline
When you’ve suffered an injury due to someone else’s negligence, pursuing compensation can feel overwhelming. One of the most critical factors in any personal injury claim is time. If you miss the legal deadline, you could lose your right to claim altogether. Here’s what you need to know.
What Is the Limitation Period?
In Northern Ireland and the wider UK, the general rule is that you have three years from the date of the accident to start your personal injury claim. This is known as the limitation period. After this time, your claim is usually “time-barred”, meaning the courts will not allow it to proceed.
Are There Exceptions?
Yes, there are important exceptions:
- Children: If the injured person was under 18 at the time of the accident, the three-year period starts on their 18th birthday. This means they have until age 21 to bring a claim.
- Mental Capacity: If the injured person lacks mental capacity, the time limit may not apply until they regain capacity.
- Fatal Accidents: In cases involving death, the three-year period typically runs from the date of death or the date the cause of death was confirmed.
Why Acting Early Matters
Waiting until the last minute can put your claim at risk. Evidence can be lost, witnesses may forget details, and medical records might be harder to obtain. Starting early gives your solicitor time to:
- Gather strong evidence.
- Obtain expert medical reports.
- Negotiate with insurers effectively.
How to Protect Your Rights
If you think you may have a claim, seek legal advice as soon as possible. Even if you’re unsure whether you want to proceed, a solicitor can confirm your deadline and advise on next steps. Missing the limitation period could mean losing out on compensation for medical costs, lost earnings, and pain and suffering.
Don’t let time run out on your claim. Contact Kearney Law Group today for expert advice and ensure your rights are protected.